Your Dental Insurance Benefits Are Yours To Use And If You Don't Initiate Treatment Of Your Dental Issues Before The End Of The Year You Can Lose Out On Being Able To Use Your Insurance For 2009 TOwards Your Dental Treatment.
If You Start Your Dental Treatment Before The End Of The Year Most People With Dental Insurance Can Use The 2009 Dental Benefits They Are Entitled To Then Starting In January They Can Use The 2010 Dental Benfits They Are Entitled To Making Taking Care of their Dental Issues Much More Affordable To Them.
Our Centrally Located Las Vegas Private Dental Practice Will Be Happy To Make You An Appointment For A Dental Consultation With No Cost To You For The Exam And Consultation.
After We Will Present You With AN Assessment Of Your Dental Needs And Treatment Options And Also Can Present FInancing Options That May Interest You.
Our Office Staff Can Verify Your Insurance Coverage For You And Help You Make An Easy Start Towards The Dental Care That Can Help You Maintain The Healthy Smile You And Your Family Want And Need.
Our Dental Office Also Has An Option That Can Save You 50% Off Any Dental Treatment Not Covered By Insurance Which Can Make Addressing Your Dental Needs More Affordable than Ever.
Please Respond With Contact Information For Our Staff TO Call You To Schedule Your Free Dental Consultation While There Is Still Time For Using Your 2009 Dental Benefits.
"Running 4 President" (R4P), a family-friendly
political comedy, premieres December 15 at Rave
LAS VEGAS, Nevada, November 3, 2009 – The long anticipated feature film, political
comedy and satirical romp "Running 4 President" (R4P) will premiere the evening of
December 15 in Las Vegas at Rave Motion Pictures in Town Square (off Las Vegas
Boulevard and the 215). General Admission tickets go on sale in the theatre lobby at 6:00 PM
on December 15. Advanced sales will be limited to VIP Admission only, purchasable online.
The main characters of the movie, Todd and Dale, are slackers trying to save their failing
oxygen bar by running a silly little race for the White House. Their attempt at publicity turns
into a grassroots political movement and they become the unlikely heroes of our time.
“You want mavericks?” says R4P Director Marko Sakren, “We’ve got mavericks. Todd
and Dale are our nation’s newest political mavericks. Who says you need experience to be
President of the United States? Oh, and judgment? Come on. Child's play. You want
change? These guys deliver big change. Leave it up to Todd and Dale to come up with a
hair-brained scheme to save their AirHedz Oxygen Bar and look what happens: a comedy
of errors that ends up defining who will be the next resident of the White House.” Marko
Sakren’s father, Bill Sakren, was a syndicated cartoonist, and R4P was created as a living
cartoon, inspired by the work of his father. R4P is filled with humor and satire.
Produced by Teri Dukas and Matt Kautsky, “Running 4 President” (R4P) stars the rising
talents of Griffin Stanton-Ameisen (Todd), John E. Carson (Dale), Carole J. Hannon
(Harriet), J.D. Smith (Lloyd), Liana Alexandra (Georgia) and Sergio Garcia (Miguel).
Nevada filmmaker Marko Sakren is Executive Producer, Writer and Director.
Tickets are $10 for this feature film of hilarious proportions. Tickets go on sale at 6:00 PM
on December 15, 2009 in the lobby of Rave Motion Pictures, 6857 Las Vegas Blvd. S.,
Las Vegas, NV 89119. Tel: (702) 242-5800. Screening is at 7:00 PM. R4P is a familyfriendly
political comedy for all ages. Not yet rated. DVDs will go on sale in December.
Visit: www.r4pmovie.com for more about the picture, including synopsis and teasers.
* * * *
That's right -- we don't charge you for the surgical placement of the dental implant (also referred to as the screw) provided you commit the restoration phase of the treatment (abutment & crown/tooth or denture).
If you have an existing denture we might be able to convert it to a fixed or permanent denture.
WE OFFER PATIENT'S IN-HOUSE "EASY PAYMENT" PLANS
A fully restored single implant with abutment and crown = $1599.00
A fixed denture secured by dental implants = $3500 per arch
Simple teeth extractions = $99.00
Surgical or wisdom teeth extractions = $149.00
* NOTE -- dental implants require a surgical guide which range from $350-$500.
Please email your contact information for our staff to contact you to set up a free Dental Consultation.
Pageants Can Be Murder, written and directed by David Sebastian Bach and executive produced by best-selling author Jeffrey Taylor, provides a unique forum for audiences (from 14 to 104) and cast to interact with each other. The show takes theatre goers through non-stop, side-splitting laughter, delicious food, beautiful women with unique talents, and an unsolved mystery from the minute the theatre lights go down.
Barb Grant, Vice-President of SAG Las Vegas, Stage Manager and Wardrobe Mistress, never lets you down with her "award-winning costumes". Choreographer Lysander Abadia makes you want to come on stage and "dance with showgirls in skimpy outfits" while set designer Jeff Specker unfolds a "visual delight."
"There are a number of elements that set this production apart from anything else that's ever been staged in Las Vegas", says Writer/Director David Sebastian Bach. "To start with, it's a show within a show, and the laughter starts within 60 seconds of the curtain going up and doesn't stop until after you've left the theatre".
"We've also got an unbelievably talented and sexy cast, some of whom have very unique talents which they demonstrate during the talent portion of the Pageant".
Add to the mix a number of outrageously funny characters whose antics will leave you in stitches, and Pageants Can Be Murder promises to thrill anyone in search of an evening of affordable, family fun just OFF the Strip.
Writer & Director David Sebastian Bach celebrates more than a half-century of experience in the entertainment industry internationally as a singer, song writer, actor, playwright, and director. His dinner theater productions won "Best of Phoenix" 5 years in a row.
Jeffrey Taylor, best selling author and public speaker says, Pageants Can Be Murder "effervesces and sparkles. It's been a real pleasure working with David and the cast."
Pageants Can Be Murder opens on Friday, November 13th and runs weekly, Tuesday through Saturday at the Alexis Park Resort, 375 E. Harmon, Las Vegas, NV, 89169.
Your Dental Insurance Benefits Are Yours To Use And If You Don't Initiate Treatment Of Your Dental Issues Before The End Of The Year You Can Lose Out On Being Able To Use Your Insurance For 2009 TOwards Your Dental Treatment.
If You Start Your Dental Treatment Before The End Of The Year Most People With Dental Insurance Can Use The 2009 Dental Benefits They Are Entitled To Then Starting In January They Can Use The 2010 Dental Benfits They Are Entitled To Making Taking Care of their Dental Issues Much More Affordable To Them.
Our Centrally Located Las Vegas Private Dental Practice Will Be Happy To Make You An Appointment For A Dental Consultation With No Cost To You For The Exam And Consultation.
After We Will Present You With AN Assessment Of Your Dental Needs And Treatment Options And Also Can Present FInancing Options That May Interest You.
Our Office Staff Can Verify Your Insurance Coverage For You And Help You Make An Easy Start Towards The Dental Care That Can Help You Maintain The Healthy Smile You And Your Family Want And Need.
Our Dental Office Also Has An Option That Can Save You 50% Off Any Dental Treatment Not Covered By Insurance Which Can Make Addressing Your Dental Needs More Affordable than Ever.
Please Respond With Contact Information For Our Staff TO Call You To Schedule Your Free Dental Consultation While There Is Still Time For Using Your 2009 Dental Benefits.
That's right -- we don't charge you for the surgical placement of the dental implant (also referred to as the screw) provided you commit the restoration phase of the treatment (abutment & crown/tooth or denture).
If you have an existing denture we might be able to convert it to a fixed or permanent denture.
WE OFFER PATIENT'S IN-HOUSE "EASY PAYMENT" PLANS
A fully restored single implant with abutment and crown = $1599.00
A fixed denture secured by dental implants = $3500 per arch
Simple teeth extractions = $99.00
Surgical or wisdom teeth extractions = $149.00
* NOTE -- dental implants require a surgical guide which range from $350-$500.
Please email your contact information for our staff to contact you to set up a free Dental Consultation.
Homeowners forced out of their homes after getting sick from toxic drywall are losing hope, as assistance seems out of reach.
“Our street looks like a ghost town,” said John Willis, a lawyer who moved out of his Parkland, Florida, home in April after his family suffered serious health problems. “Everybody’s trying to find a way to buy a new house, or do something, but no one with success.”
Willis and his family were forced to move and now face rental costs as well as a mortgage on a home they can neither sell nor live in. His insurance company declined to handle a claim, and with his credit rating now in tatters, he cannot buy a new home.
“And the estimates to fix my home is $300,000 and up,” he said. “It’s turned into a disaster … with no immediate help coming.”
Used in construction, the toxic drywall is said to emit corrosive gases that attack copper tubing, and wiring—damaging air conditioners, and electrical goods, as well as causing health problems.
A domestic shortage of drywall following hurricanes Katrina and Wilma and nationwide building booms meant companies imported more from China. Enough of the tainted material was imported to build an estimated 60,000 to 100,000 homes nationwide, but around half ended up in Florida.
Poisonous House
Four to five months after moving into their new home in December 2006, Willis, his wife Lori, and their two young sons began to experience symptoms that developed into what Willis described as “nightmarish health problems.”
His wife developed a severe sinus infection, which she first thought was a toothache. “Our younger son has had some respiratory issues—runny eyes and nose, itchy, burning eyes—symptoms we’ve all had at different times in the house,” he said in a previous interview.
Hardest hit was their older boy, who was three at the time. He developed a severe cough a few months after they moved into their home, was diagnosed with a sinus infection, and put on oral antibiotics.
When he didn’t improve, he was hospitalized for a week and given intravenous antibiotics. After being home for 10 days, still on IV antibiotics, his sinus infection worsened and he underwent surgery.
“The doctor said they removed something that looked like rubber cement. He said he’d never seen something that looked that bad in a kid so young,” Willis said.
His doctor asked if there was anything in the home that could be aggravating the child’s condition. Willis didn’t suspect the house, which was less than a year old.
One month after moving out of their home into a rental, the family’s symptoms disappeared. He said the last time they went back to the house the odor was overwhelming, and now, the real estate agents won’t even go in the house.
- Deep cleaning: $20 per quadrant. (there are 4 quadrants/mouth. However some person might need deep cleaning on some quadrants, some person need deep clean on all 4 quadrants)
This is a really good opportunity for those who might need a deep cleaning. For example, anyone who has the following signs:
- do not have your teeth cleaned at a dentist office for more than 10 years
- have bleeding, swelling, inflame gum
- have lots of tartar build up
- do not have dental insurance
- Deep cleaning: $20 per quadrant. (there are 4 quadrants/mouth. However some person might need deep cleaning on some quadrants, some person need deep clean on all 4 quadrants)
BEFORE YOU KNOW IT THEY ARE GONE AND YOU HAVE MISSED ANOTHER CONNECTION....
"
BE READY WHEN THAT SPECIAL SOMEONE COMES INTO YOUR LIFE WITH "YOUR SINGLE CONNECTION CARDS"
Private Collection parfum de femme's packaging made using real dust of gold at 2%
using only the finest and most luxurious gold leather, made exclusively in our factory in
Italy. Awaken your senses to a truly refined, elegant, romantic and timeless scent. This
scent captures the true essence of sensual passion of the French Riviera and will arouse
the irresistible and playful side of you. This fragrance is a soft, exotic blend of the purest
and most refined essential oils from St. Tropez featuring a mixture of sixteen flowers.
Created exclusively in our laboratory in Grasse by the top nose in the world, this smell of
this scent is extremely unique and sophisticated which makes this perfume a classic;
nothing short of an extraordinary fragrance. Top note, ladies will recognize the pure scent
of musky Vanilla which last a day. On the heart note, any perfume lover will enjoy the
delightful smell of Amber Mariner including the essential oil of Padimate, lasting you
three days. On the base note, perfume connoisseurs will radically recognize the heart of
Rosewood and Lavender, mixed with Pure Vanilla, which remains strong for seven days
long. Captivating and alluring, this fragrance will become your longest lasting scent,
remaining a classic choice in your Private Collection.
Swing for Women- Is the very exclusive and elegantly classic scent of the glamorous
French Riviera. The top note has a mixture of Violets, Ginger and Rosewood from
centuries past, while the heart note of burnt cream Vanilla will stabilize and prolong the
entire fragrance until the next day.
Swing Glamour for Women- Is a passionate and fresh fragrance from the Cote D'Azur, in
Provence. The top note is made of Roses from the 18th century, burned and mixed with
specially selected oils. On the Pyramide Olfactive, the heart note is a mixture of Wood
and wild Bergamont. The base note of Tulips will last for approximately 16 hours nonstop,
thanks to the exquisite Vanilla.
Swing Exstasy- Is the beautiful fragrance that will drive the men crazy all night long""
definitely a night to remember! The mixture comprising the top note has the scent of
Lavender and Gardenia. This sensual and erotically-charged fragrance will last for two
days due to the fixateur of blended Vanilla.
Swing for Men Version 1- Is a handsome fragrance for the serious golfer, created in
Provence in the perfume capital of the world, Grasse, which is in the south of France. In
the top note, there is Vetiver and Lemon. The whole next day there will remain the fresh
scent of Les Marins (the sea) and in the base note there is the pure spirit of Ginger.
Swing for Men Version 2- Is a long lasting fragrance that is an Eau de Mate scent
containing the fresh aroma of Lemon and Amber with a base note that is a mixture of rare
plants exclusive to Provence.
Swing Sequoia for Men- A passionate connoisseurs" fragrance for men. In the top note we
discover the fabulous Eau de Mate scent, containing essences of Lemon and Amber
(which is a plant native to Provence). In the base note there is a mixture of many rare
plants, each unique to Provence. This elegant sportsmen"s perfume will last
approximately 12 hours on even the most active athlete.
Julian Rouas Paris presents their latest line; the V.I.P. Spa collection featuring
revolutionary products such as Super Defense SPF40 UVA/UVB, Waterproof
Moisturizing Hydrant, and Super Defense/Anti-Aging Lotion for women. All of our
products are formulated in our laboratory in the South of France, in Grasse. This V.I.P.
Spa Collection line was formulated, by Monte Carlo"s top plastic surgeon; Dr. Tadjman,
who is the creator of the Botox and the perfumes chosen by the worlds top nose, using the
highest quality of laboratory refined-oils.
Formulated by the inventor of the Botox, Dr. Tadjman, Our Super Defense/Anti-Aging
lotion by Julian Rouas Paris, is the first on the market that uses real Botox at 2% mixed
with Aloe Vera and many other fine essential ingredients. There are hundreds of
thousands of anti-aging beauty products available on the market today. Our luxurious
skin care products are simply the best because you can see immediate results, not just
over time. Why use any products that are Botox alternatives when you can use real Botox
in your facial cream? Everyone knows that Botox is costly and injections are painful as
well. Our anti-aging cream can give you immediate benefits and drastic results for 9
hours long. You may also appear up to ten years younger after applying our Anti-Aging
lotion, thanks to the active ingredients of the scented rejuvenator and laboratory refinedoils.
This is a temporary, yet very powerful alternative to costly and painful Botox
injections. You will look and feel younger immediately, just by applying this cream to
your skin.
Julian Rouas Paris presenting a new generation of facial sunscreen, Super Defense SPF40
Moisturizer Hydrant, part of their latest V.I.P Spa Collection line. This broad-spectrum
sunscreen protects your skin against the sun"s harmful UVA/UVB rays and is also waterresistant.
Julian Rouas Paris Super Defense SPF40 Moisturizer Hydrant is an ultralightweight,
oil-free sunscreen which provides you with the ultimate defense in sun
protection, leaving you with a silky, natural feeling. Perfect choice for ladies to wear
under their makeup as there is a very fresh scent of the Riviera, which was perfumed by
the top nose in the world, who is located in Grasse, France. This is truly the ultimate
revolutionary defense in facial sun block protection, so you can enjoy the shining rays of
the sun.
Julian Rouas Paris Inc. is associates with the perfume University of Paris
called Osmotec, who have the most elaborate concepts to retrieve and recreate scents of
the past using their expertise and years of experience. They have the ability to create
specific designed scents for special niche markets and projects. An example is Julian
Rouas Paris" fragrance La City de perfume Paris, which is a true scent of the past. The
scent is most remarkable for the ladies strolling in Paris, shopping on the promenade right
before it rains. Made of 16 flowers, La City is perfect because it"s not only made in
Grasse, France by the top nose, its organic, alcohol free, and is truly long lasting. Every
perfume from Julian Rouas Paris are created using only the finest and purest blend of
essential oils
Our practice was awarded the MOST CONTEMPORARY PROFESSIONAL DESTINATION in 2008. We're happy to bring you in and give you a tour of our facility AT NO CHARGE. While you are here, we'll treat you to a professional consultation which will provide a road map for your success.
That's right -- we don't charge you for the surgical placement of the dental implant (also referred to as the screw) provided you commit the restoration phase of the treatment (abutment & crown/tooth or denture).
If you have an existing denture we might be able to convert it to a fixed or permanent denture.
WE OFFER PATIENT'S IN-HOUSE "EASY PAYMENT" PLANS
A fully restored single implant with abutment and crown = $1599.00
A fixed denture secured by dental implants = $3500 per arch
Simple teeth extractions = $99.00
Surgical or wisdom teeth extractions = $149.00
* NOTE -- dental implants require a surgical guide which range from $350-$500.
Please email your contact information for our staff to contact you to set up a free Dental Consultation.
We are AA Dental a company that has been working for more than 9 years to provide you the dental professional with all of the tools necessary to make your ideas a successful reality.
Our mission is to become an integral part of the dental professional team, by providing the freedom to choose quality services by individuals with integrity set industry standards.
Our goal is to keep overhead low, dollar value high and meet all your equipment goals of function and aesthetics.
Give us a call and allow us to evaluate your needs and advise you on new equipment options and the advantages of refurbished dental equipment.
We provide cost effective products with knowledgeable, caring service and support.
When he went to see my fiancee, I waited downstairs. He was going to have my fiancee sign the contract and give me a copy as I was his Power of attorney.
When he came down, he said he didnt have a copy for me and would get it to me in the next day or so. I later found out, my fiancee did sign 2 copies....why I didn't get one is still a mystery...better yet, why he didnt leave one with my fiancee, his client is even better!!! That was in December of 08!
The day of sentencing in March, I asked about the money from the insurance company. He said he had not received the money yet, and when he did, he would send me the check. He also said there were ther matters to discuss with my fiancee. He said he would go see him the next day. He never shwed up.... I called the insurance company and they said the check was mailed to the attorney over a week ago from CA. (HE SAID HE DIDN't HAVE A CHECK YET. )In the meantime, the insurance company sent him "THE ATTORNEY" a check for 12,480.00 the equity of my fiancee's vehicle within 2 weeks of them picking up the vehicle from police evidence(Beginning of February) . We only owed him $4000. He now claims that the CIVIL case to deal with the insurance company is $3000. Which we never signed an agreement tooooo.... (again, IF that were so, that is only $7000 we would owe him.... Where is the rest of the money.... To this date, we cannot get a copy of our contact, case file, the balance of the money and he REFUSES to go to an arbitration at the State Bar of NV which I filed a complaint.
I have over 50 e-mails that were sent to him asking if there was any fee over the $5000 he initally told me or my fiance about and why we could not get a copy of the contract.. He never mentioned a civil case, or any other fee. If the fee was $11,000 which he is now claiming, how come he NEVER stated that in any of his replies to my e-mails??? He would reply, give me your address to send the check or I will get one for you....I will fax one...I will mail one....WHICH NONE NEVER HAPPENED. Never that the fee was $11,000 or that there was a civil case....anything! I also have letters from him to another attorney stating that there was money about $4500 (after the fake civil case) he had above the money we owed him!
Now he is claiming that the fee was $11,000 and that there was a civil case that ate up the rest of the money. Don't you think that if he DID HAVE THIS is writing, he would provide a copy of it????
After sentencing, the attorney never answered a call from me, or went to see his client again! The end of April, my fiance petitioned the court to release him as attorney. The court agreed! Part of the agreement is that we were to get a copy of the COMPLETE file, since we had paid for it. TO THIS DATE, we cannot get anything and what was an iinital $5000 case has now cost $13,480 and we still have no copy of the paperwork, a bill for the attorney fees or any record of what he did for the money!
Attorney's protect attorneys.... even crokked ones! BEFORE YOU GIVE ANY MONEY.... GET A COPY OF THE AGREEMENT! That money was to go to my fiancees expences and for his children. We now have NO MONEY! If it were me that did this...taking someone's money, FOR SURE I would be in Jail, but since it is an attorney....The court system protects the LAWYERS....not the innocent unless you have a TON of money!
Our practice was awarded the MOST CONTEMPORARY PROFESSIONAL DESTINATION in 2008. We're happy to bring you in and give you a tour of our facility AT NO CHARGE. While you are here, we'll treat you to a professional consultation which will provide a road map for your success.
9-28-09: That was that, I went to small claims court, and the judge (Phung Jefferson..try saying that 10 times fast) must have had her mind made up before hand, less than 5 minutes for the hearing and it looks like 702-Traffic are going to get to keep $940 for pretending to do a little bit of ___________ ‘nothing’ on my behalf.
As posted periodically on Craigslist.org – Las Vegas – Local News and Views (until I feel it has served it’s purpose in warning people about 702-Traffic.)
5-13-09
Basically, I had my first DUI about a month ago, not being aware that there might be better services available (I'm now with ________, $500 for a first time DUI) I went to the place with the most advertising, 702-Traffic...bummer. Instead of it being $1400 like all the signs say, it was $1500, I made two payments up to almost a thousand dollars as a retainer for services yet rendered and had a 5 minute consultation (which most decent lawyers will provide for free). In any case, I discovered a recently published coupon for 702-Traffic, in a check sized packet of coupons we receive regularly in the mail, bluntly stating 20 PERCENT OFF ANY TICKET, with a little star saying 'DUI $1400' 3 inches to the left. I brought the coupon in thinking they would honor that and take $300 (20 Percent) off the total of $1500 (I was detained by the police and 18 hours later, after holding, I was handed a ticket with an amount and a court date.
What 702-Traffic's coupon doesn't mention is that 'they reserve the right' to decide what does and doesn't constitute a 'ticket'). 'No'. The 20 year old boy who carries a gun, whom clients are forced to contend with, wanted to 'bargain'(??!!) the amount 702-Traffic would take off of my case. At first he said $100, then it became $50, the next day it became $110 when I said I wanted our deposit back (that the amount to be discounted is 'at their discretion' is clearly not a stipulation of the coupon)...somehow my card was declined and being really put off by their inability to honor their own coupon (which amounts to fraud), I went to consult another lawyer (_____, who was a lot more knowledgeable about DUI's FYI and understood technical aspects of the situation that 702-Traffic never mentioned might be of use in my case...) and returned to 702-Traffic the next day to 'have my deposit/ retainer' returned to me for 'services not yet rendered'. ______ did a computer search and noticed 702-Traffic had not yet lifted a finger to begin processing any paperwork on my case.
The 2 armed, young boys (who are the sons of Mr. Odgers/ The owner apparently) were incredibly daft in responding to this and rudely pointed out the part of the paperwork that mentions 'No Refunds' and that I had 'spoke with a lawyer, ‘lawyer's get paid for their time, you understand?...you spoke with a lawyer..'. I understand it's one thing to keep money for services rendered but this is simply not the case, nor had I provided the full amount they wanted that they could provide a service for me yet. The court date has yet to occur. 'Can I speak with an adult please?'
This morning I gave a call to 702-TRAFFIC, that exact number, to attempt to speak to Mr. Odgers himself and carefully explain that we can not afford to pay the full amount of $1500 could we please get our $_____ back, the court date is weeks away, the coupon was not honored, so on and so forth, and 'like father, like son' I was most rudely responded with a 'No Refunds!'just before Mr. Odgers hung up the phone. I left a few messages and even had my Dad leave one as well (as I had my mother come in with me the first time to speak with the young, shrewd minded staff) and they have decided to ignore any attempts to simply communicate and grant reason to the circumstances. Overall, very immature. Is that who you want to represent you in court? I am currently attempting to have the charges reversed through the Bank's side, have already paid another lawyer to handle the upcoming case (which still saved me about $40 even if I can not get my money back from 702-Traffic) and overall, am pretty upset I was naive enough to not shop around first before dealing with 702-Traffic. ‘Now if I only had the money to take 702-Traffic to court for false advertising.’
Follow up 6-9-09.
Another lawyer went to court for me yesterday, After speaking with 702-Traffic, Charles Odgers specifically over the phone previously, he implied that he understood the situation and I felt that most likely, would allow the charges Well’s Fargo reversed to be stay back on my account, after about 30 days of having the funds reversed, I get a letter informing me that wells ‘was not able to find evidence of a malfunction for the transaction’ and that within 5 days the funds would be reversed, meaning that these people are going to try to keep the money that they did not earn or deserve to have due to whatever fine print in the contract. I am truly depressed.
I complained to the BBB, and they responded that Mr. Odgers and co. did not respond to the complaint (of course) and that I would now have to deal with small claims court. After basically forwarding the above part of the letter to the State Bar of Nevada and complaining formally through them, I received a letter back saying that had merely sent a copy of that Charles Odgers, a move I felt was more harmful than helpful if anything (I recently tried to talk to Mr. Odgers over the phone 702-205-7483 and he curtly responded, ‘you complained to the State Bar, I can not talk to you over the phone’). The best the bank can do is give me until 6-16-09 to put $940 back in the account that I not suffer insufficient funds. After almost a month of the provisional credit, I spent it on things needed around the home. I just made a desperate call to our neighbor who is a lawyer and hopefully he can give me some advice. But all in all, a deceitful ‘person’ behind that establishment indeed. I really hope I can come to some conclusion on this situation, financially, with out a complete set of tooth and claw marks and a darkened demeanor to show for the experience.
6-14-09 (Financial assessment of the situation thus far. Conclusion of my grievance towards 702-Traffic and Charles Odgers).
All in all, since I got that awful dui on the night of March 7th (while riding a 49.5cc scooter, an unusual set of circumstances to begin with) the expenses have been as such. I had to pay approx. $400 to post bail, but that $400 went towards something, it allowed me to get out of jail and possibly salvage my employment by attempting to make it to work the following Monday (it didn’t unfortunately, and partly due to the dui, I lost my job, at Silver Ridge Nursing Home, as well). The day after that, I had to pay about $380 to have my scooter released from the tow yard, another horrible experience wherein the shrewd and tactless staff of the tow yard, Ewing Bros. towing, wanted to pretend that I wasn’t the actual owner of the scooter. I had presented the title, and because I had never bothered to sign it, they thought they would try to swindle me, keep the scooter, and sell it for themselves. Either that or, send me on a wild goose chase for documents that don’t exist at the DMV (I never had to register the scooter at the DMV, it’s less than 50cc’s and is technically considered a ‘motorized bicycle’), while the price to have it released steadily rose every day they wanted to pretend I wasn’t the owner. I am the owner and even provided the bill of sale to boot, but beyond that, they also wanted to pretend that the I had the wrong vin number on the bike because when the cop wrote it down hastily in his scribbled form of handwriting while reading it with a flash light at 1am, you could barely make out what it said. In any case, after much protest on my behalf, them saying it’s the wrong serial number, and this and that, they finally conceded saying they found a place on the bike that matched what I had on my title. When I got to the bike, I pointed out to the attendant that there are only 2 places on the thing where the serial number is officially engraved, on the little aluminum plate by the foot rest, and on the back of the fork/ steering column, and the both had the same serial number that came with the bill of sale and title that I proffered as proof of my ownership. Besides that, I could tell them how many miles it had and every single random sticker that I put on there over the years but they didn’t want to hear that. ‘Sheesh’. I am really lucky to even have gotten my scooter back as far as all that goes, but at the end of that day, the money I spent actually did get my scooter back, it went towards something beneficial/ needful to my situation.
The $940 702-Traffic and Chareles Odgers claim they have some entitlement to, in the name of ‘representing me somehow’ in this situation, goes towards absolutely nothing, and as far as I’m concerned, needs to be placed towards actual court fees concerning my case.
I sought 702-Traffic out in a time of need, due to the overwhelming number of billboards they pay for in this city, thinking they could possibly help my situation, but when I realized I could not afford the full $1500 while the court date was still weeks away, and that a less expensive lawyer would be my only option, 702-Traffic took advantage of that situation and decided they would not honor the idea of even a partial refund of that retainer (for work, supposedly in my favor, that had yet to even be considered by 702-Traffic). As I’ve said before, if they insist that I was awarded some lawyerly advice and what not, which I don’t feel I was, then about $50 should be their due, not $940.
In addition, I had read some reviews online wherein people in my situation paid 702-Traffic allot of money to represent them, but 702-Traffic failed to even show up in court resulting in warrants for the arrest for these people. Absolute worse case scenario. Taking that into consideration as well as the fact that they refused to honor their own coupon, proclaiming 20% off for their services, which amounts to fraud, I decided that I really was going to be unhappy should I decide to follow through with 702-Traffic as my legal council. With the court date, Monday June 8th, still a ways off, I paid Joseph Scalia $520 to represent me in this situation, and that was $520 that actually went towards Mr. Scalia doing just that. Mr. Scalia showed up on time in the court room and handled that aspect of my situation. I don’t think I would be saying the same thing for 702-Traffic. I think that had I been able to meet the full amount of 702’s fee, I would have received terrible representation if any at all.
On June 15th I filed a claim in small claims court against 702-Traffic, if any of you have had any similar grief concerning 702-Traffic, feel free to contact with your situation, I might be able to use some of that in court.
7-2-09 Caveat Emptor: The
Constable Robert ‘Bobby G’ Gronauer
In one of the most frustrating and disappointing episodes I’ve had concerning a fraudulent business, in this case, corrupt lawyer Charles Odgers and his 702-Traffic. It seems there is a bit of conspiracy here in that ‘the little guy’ can not get a fair chance at justice in terms of getting some, if not all, of his money back from 702-Traffic (bulk of that text below).
As part of a last resort, after contacting the better business bureau, Channel 13 News (who would not hear my case for I think 702-Traffic advertises on their channel), and the State Bar (to whom even them, Charles Odgers will not respond), I made a claim in small claims court in order to discuss my situation with 702-Traffic in front of a judge.
As part of that process, the ‘affidavit’ must be delivered to 702-Traffic by a ‘3rd Person or Party’, meaning I can’t deliver the court summons but must get someone else to deliver the paperwork or hire ‘the constable’ to deliver the documents. In hiring the constable, the idea is that even if the defendant does not sign the document, he will at least have been notified and left with a copy of the document, thus a person pays a fee to have this service performed in a way that assures the court that this person ‘at least knew about the court date even if he/ she does not show up’. That fee is $17 plus $2 a mile each way.
I was assured by the constables office secretary that this would be the case, and besides ‘the pink building at the corner of Rainbow and Flamingo’ is pretty notorious, they only have billboards covering the entire city. Monday through Friday they perform business, 9am to 5pm. Any of the office staff would have sufficed in order for the constable to simply notify them and drop off a copy.
After waiting longer than I thought I would, to have the summons delivered, I finally receive the promised post card in the mail today July 2nd 2009 (the court date is still a ways off, August 27th), simply letting me know they had delivered the paperwork whether someone signed for it or not. It read as such, misspelled words included, my comments in parentheses):
‘The paperwork for your SMALL CLAIMS case was NOT SERVED for the following reason: CALLED HOME# SPOKE W/DEF (‘OK’ when I last tried to call him, he would just hang up the phone on me) WILL P/U AT OFFICE BUSINESS NO LONGER AT GIVEN ADDRESS (??!!), NEVATIVE RESULTS, DEF DIDN’T SHOW UP OR CALLED.
‘Thank you for the opportunity to assist you with your case.’
Robert “Bobby G” Gronauer
The Las Vegas Constable
This is simply NOT ACCEPTABLE. ‘No Longer at the given address, THE PINK BUILDING AT RAINBOW AND FLAMINGO!!!, and it didn’t have to be Charles Odgers per say, it could have been any of their staff who work there, Kirk Helmick, you name it. Please, correct me if I am wrong, but I have the address as 9275 W. Flamingo Suite 110, Las Vegas, NV 89147. Shouldn’t I have been notified if their was some confusion concerning the address? It seems to me that I have not been given a fair chance to take 702-Traffic to court and that a certain Constable Robert “Bobby G” Gronauer must owe a favor to his ‘good ole’ boy’ friend Mr. Charles Odgers, either that or they must have went to prom together in high school or something, ‘idunno’. What’s more unfair, is that I don’t have a choice in trying to find a constable that is impartial and would simply ‘just do their job’. I have yet to call the constables office (they were closed today for a meeting) and determine if they will realize the absurdity of the above statement and try again, but I get the feeling they will also want to be paid again, and to do that, so that they can pretend to be incompetent again is unacceptable. Who else can I turn to if even the town constable wants to pretend that my paperwork for small claims court can not be delivered? I’m reluctant to solicit their services twice.
Monday morning, July 6th
Yup, it’s official, after not being able to contact the constable since Thursday due to the holiday weekend, I finally get a hold of them and they insist on putting the blame in my corner and expect us to pay twice so that they can fail to have the thing properly delivered a 2nd time. Even though I provided my phone number in case there were any questions, a legitimate phone number for their business, located on the NW corner of Flamingo and Rainbow (though the specific address is actually 4086 Spring Leaf Dr, Las Vegas, NV 89147), the constable would have my small claims summons go unheeded because he wouldn’t lift his little finger to attempt calling the other phone number I provided them with or me in the instance that their was any confusion. Rather than nit pick with these people or waste our money twice, we’re going to try to deliver the summons ourselves and have it notarized. Specifically, the defendant isn’t even Charles Odgers, it’s 702-Traffic, and the pink building on the NW corner of Flamingo and Rainbow is notorious, that the constable or his deputy couldn’t put that together and insisted on going to (the false) address listed on 702-Traffic’s receipt, and that I unfortunately thought to be the correct address, they both are located on W. Flamingo, is impossibly frustrating, and whether or not the judge will consider our delivering of it to be as official I do not know, etc.
DO NOT GET INVOLVED WITH 702-TRAFFIC! AND IF YOU DO AND FIND YOURSELF TRYING TO BRING THEM TO SMALL CLAIMS COURT, DO NOT TRUST THAT THE CONSTABLE WILL DELIVER IT!
When they play dumb and pretend they can’t deliver it, they’ll pretend it’s your own fault even if you provided them with all the information in the world.
7-7-09 Additional Notes
• When I first managed to get Charles Odgers on the phone, sometime towards the end of May, he mentioned that he ‘couldn’t even find a file on me’. Meaning for him to imply that he and his staff were performing any sort of preemptory research on my behalf in regards to this case is absolutely ridiculous. ALSO, he mentions in his rebuttal to the Sate Bar that I had not paid his full fee of $1500, thus how could he have ‘done anything’, with a person like Mr. Odgers, he/ she would not even lift up his/ her little finger if they had not received the full amount for which they were asking. To imply that he was performing work to represent my situation in court though I had not paid the full amount is simply atrocious. What’s more, that he has now lied to the state bar and implies that I have received my $940 back! (after at least 26 days since I attempted to fight the fee through my bank, Mr. Odgers denied the request through his bank and I am currently about $900 overdrawn since I made the mistake of spending the provisional credit thinking that he had been a good man and was allowing me to keep it).
• Also, I made it very clear to Mr. Odgers in that one conversation, that I had made an effort to reverse the $940 through my bank and their ‘fee dispute’ division, stating that ‘I had not received anything for this amount from 702-Traffic and nor would I want to, could you please attempt to reverse the charges while I make every possible effort to convince Mr. Odgers, 702-Traffic’s owner, that a refund in this instance, before any services had been performed, would seriously be the decent thing to do.’, and that PLEASE would he try to understand the situation and allow HIS bank to have the fees reversed! Mr. Odgers gave me the impression that he might actually do so! He said that he understood the situation and that he hadn’t heard anything regarding the matter and so on and so forth. Permeating the conversation was this aire of ‘well I’m a lawyer and you’re not, thus you have to understand that I’m even earning this $940 through my simply talking with you’. The air of pretense is thick, and hearkens back to that initial retort of ‘well hey! You spoke with a lawyer! Don’t you know that lawyers get paid for their time!’ from the 20 year old boy who works in the office at the NW corner of Flamingo and Rainbow. I would award about $40 to $50 maximum for that 5 minute consultation I received from one of their lawyers, and definitely not Mr. Odgers or his immediate staff.
7-7-09 Continued
So yesterday I got a response from the sate bar with a copy of his response to them. I can’t believe it, in so many words, after much lawyerly double speak, insisting things like the two times I unfortunately went in to make a payment, I was actually receiving counseling regarding my case and so on and so forth, Mr. Odgers states that I had provided false information to the state bar and that I had already received my money back! A complete lie, my bank account is still about negative $900 and seems to get worse by about $5 every day though I keep arguing with my bank to undue the overdraft fees. Mr. Odgers/ 702-Traffic attached a couple of copies from his bank showing how I had tried to have the fees reversed through my bank, but what he’s left out is that he had the ability to refute that reversal and that he had done so! Beyond insisting that I had already received my refund through some means of cunning on my end, he also goes on to boldly state that I owe him more money because I never paid the full $1500! Sadly, I showed the response to our neighbor, David Liebrader, who is on the State Bar Advisory board and even he said that this thing would probably just get thrown out. If I am unable to retrieve my $940 from 702-Traffic for services they only performed in theory, but never actually did, than my best recompense is to simply keep posting this all over the internet, every chance I get wherever it might make a difference so that in the long run, their business will lose more than the $940 had they decided to be decent about things and grant me refund proper.
Here is my response to the State Bar after reading 702-Traffic/Charles Odger’s response (which I will not bother to retype here, you get the idea). Also, I completed the packet for the ‘fee dispute’ sector of the State Bar and I got a letter back saying they could not proceed for I had already filed a claim to pursue the matter in small claims court…sigh, I really hope I have a fair shake with them as well.
7-7-09
Grievance File # 09-179-2616/ Charles Odgers, Esq.
Response to Charles Odger’s
I just spoke with David Liebrader, our neighbor, who is also on the Disciplinary Board, and his advice was that I file my complaint through the fee dispute channels of the State Bar, and I will attempt to do that as well.
To say that I can barely contain my frustration regarding Mr. Odgers page or so of double speak, insisting that he provided $940 worth of services which he did not, and specifically, HIS false claim that I have I already gotten my $940 back through my bank is an understatement.
Although it is true, I attempted to dispute the fee through my bank’s, Wells Fargo, fee dispute department, while making an effort to contact Mr. Odgers, what he is leaving out here, and that he is well aware of, is that he DENIED the bank’s reversal of the amount after being aware of it for about 3 weeks (he had 45 days to decide whether I would be allowed to keep the provisional credit of $940 and at the last minute rescinded his apparent offer to allow me to have a refund). On June 12th, after Mr. Odgers notified his bank, the $940 ‘provisional credit’, for which I am still fighting to receive, was reversed leaving my bank account in a negative balance of about that much for almost a month now.
Enclosed are printouts from my bank showing the reversal of the provisional credit for $940 (at Mr. Odgers behest) and the ensuing negative balance I’ve had to contend with after the fact. The audacity to insist that I have received my $940 and still owe Mr. Odgers because his services (which I never received) were $1500 is a bit much. Also enclosed are photos of small claims court paperwork being handed to 702-Traffic on July 6th, 2009 as I attempt to have some or all of my $940 returned to me in small claims court August 27th , 2009 at 12:55 pm.
To conclude, despite Mr. Odgers false claims that I was somehow provided with a service for any amount whatsoever and thus should be denied a refund due to the fine print in his ‘all inclusive contract’, I insist that 702-Traffic/ Charles Odgers would not have been a suitable representation for me in court, especially after reading reviews of theirs online, and that in the name of all common decency, if not the golden rule, Mr. Odgers should back up that claim that I actually received my $940, by rewarding me a full refund and actually doing so.
Sincerely, ‘any potential 702 customer’
Update: 8-5-09
As of August 10th, Wells Fargo will be closing my account, after 60 days of an account being in the negative they don’t have a choice, I can’t afford to replace the $900 and Wells Fargo can’t wait around to see if small claims court (or the state bar if that fails) produces any results (though if it did, they assured me all the overdraft fees would be removed and I would be back in order after replacing the initial $940 or so). This will ruin my credit even further and it will be very difficult to set up a bank account with Wells Fargo ever again without years of damage to my credit ratings.
Our practice was awarded the MOST CONTEMPORARY PROFESSIONAL DESTINATION in 2008. We're happy to bring you in and give you a tour of our facility AT NO CHARGE. While you are here, we'll treat you to a professional consultation which will provide a road map for your success.
Many of you have heard the details on Tony's situation but for those of you have not you can read the background up to current below or visit www.savetonyverdugo.com.
This benefit will run from 8pm - midnight featuring an open bar from 8-10pm. Your $20 donation at door will go directly to Tony as will the proceeds of the silent auction. Special thanks in advance to the following business/persons who have donated items for auction:
*Red Rock Resort Package: Dinner for four at Hachi, Cherry Nightclub VIP Table Experience & Resort Suite
*Palms Hotel & Casino Package: Dinner at Nove, Moon Nightclub VIP Table Experience & Palms Suite
*Perter Lik gallery photo - Sunlit Birches
&Photo from the Clark Little Photography
*Rosemarys Restaurant Dinners
*Body English Nightclub table service
*Super Mex Dinners
*Davinci Jewelers - 5 pieces
*Car Wash packages
*100 music lessons
*Golf lessons - Cliff Deyoung at Badlands Golf Course
*Golf Gift pack from Desert Willows Golf Shop
***And many more items
Thank you in advance for your attendance, goodwill, and generosity. If you are a business or person interested in becoming involved as a silent auction sponsor please contact Bo Karlen at 702.308.1961 or Tricia Elder at 702.807.2792
--Background to current detail on Tony's situation--
Thursday July 30, 2008 Tony ate dinner at a local Vietnamese/Chinese restaurant in Las Vegas with his friend and then went home directly after. Tony went to sleep and when he woke up the next morning he realized that he felt sick to his stomach. After the better part of the day on Friday Tony started feeling worse and refrained from eating anything all day as we was feeling sick. Thinking that he would feel better after some sleep, Tony went to bed Friday night and woke up just after 5 am Saturday morning by violently falling out of his bed to excruciating vomiting and severe diarrhea. Very close to becoming incapacitated Tony's dear friend rushed him to the Emergency room Saturday morning where he was admitted at 7am and doctors immediately began work to discover that his organs were shutting down from a poisoning. Doctors started blood transfusion immediately. Tony unknowingly ate food that was poisoned with the E-Coli bacteria, which has been traced back to his Thursday night dinner.
Kidney specialists confirm from toxicology reports that Tony suffered from a very severe case of Escherichia coli (commonly known as E-Coli) contamination which was responsible for his organ failures. Everything except Tony's brain and heart had seized and the emergency transfusion along with heavy intravenous antibiotics saved Tony's life. The gestation period for E-Coli poisoning is between 24 -48 hours depending on the severeness of the E-Coli bacteria.
From Wikipedia: "The most famous member of this virotype is strain O157:H7, which causes bloody diarrhea and no fever. EHEC can cause hemolytic-uremic syndrome and sudden kidney failure."
Overview of the Situation (to current):
Each human has 2 Kidneys. The Kidneys are responsible for filtering your blood. When you consume foods, those foods are digested by your stomach and then they travel to your small intestine. In the small intestine the food particles enter your blood stream, whereby they travel in your blood to the Kidney for filtration. The good minerals and vitamins get passed back into your bloodstream to go to your other organs while the bad stuff (waste) is passed to your bladder for urine excretion (to pee). This filtration process is the Kidneys main function. This process for Tony was interrupted by E-coli poisoning that shut his Kidneys down, thus passing the bad stuff back into his blood stream to his other organs, and then shutting his other organs down.
DIALYSIS is a process where your blood is filtered using a machine that acts as your Kidney. Without Dialysis Tony will die in 48 hours. Dialysis or the filtering of Tony's blood right now is keeping him alive until he can have a Kidney Transplant Tony must have a 4 hour Dialysis treatment every 48 hour.
Tony's Sister Shawna has stepped forward to donate her Kidney to her older brother, however; there is at best a 30 day waiting period until all blood and tissue samples can be perfectly matched before the transplant can occur.
As you can understand these processes are of a LIFE SAVING measures and Tony needs our help to
1. Stay alive long enough to get a Kidney and
2. pay for his Kidney transplant.
Your Dental Insurance Benefits Are Yours To Use And If You Don't Initiate Treatment Of Your Dental Issues Before The End Of The Year You Can Lose Out On Being Able To Use Your Insurance For 2009 TOwards Your Dental Treatment.
If You Start Your Dental Treatment Before The End Of The Year Most People With Dental Insurance Can Use The 2009 Dental Benefits They Are Entitled To Then Starting In January They Can Use The 2010 Dental Benfits They Are Entitled To Making Taking Care of their Dental Issues Much More Affordable To Them.
Our Centrally Located Las Vegas Private Dental Practice Will Be Happy To Make You An Appointment For A Dental Consultation With No Cost To You For The Exam And Consultation.
After We Will Present You With AN Assessment Of Your Dental Needs And Treatment Options And Also Can Present FInancing Options That May Interest You.
Our Office Staff Can Verify Your Insurance Coverage For You And Help You Make An Easy Start Towards The Dental Care That Can Help You Maintain The Healthy Smile You And Your Family Want And Need.
Our Dental Office Also Has An Option That Can Save You 50% Off Any Dental Treatment Not Covered By Insurance Which Can Make Addressing Your Dental Needs More Affordable than Ever.
Please Respond With Contact Information For Our Staff TO Call You To Schedule Your Free Dental Consultation While There Is Still Time For Using Your 2009 Dental Benefits.
Our practice was awarded the MOST CONTEMPORARY PROFESSIONAL DESTINATION in 2008. We're happy to bring you in and give you a tour of our facility AT NO CHARGE. While you are here, we'll treat you to a professional consultation which will provide a road map for your success.
If you ever wanted to start working out with a personal trainer but couldn't afford it.
Then St4r Fitness Buddy program is just for you. Yes Buddy program.
With a Buddy of your from work or a close friend or a family member.
Most people don't like to workout alone lets face it, so this is why I have created the St4r Fitness Buddy Program.
Find a Buddy and come try us out.
Coldwell Banker Las Vegas, with locations in Summerlin and Green Valley lists the short sale property the same as they would with any other property. It is marketed on the internet, television, mail outs, magazines and more. The real estate commissions are negotiated with the bank rather than the seller. Coldwell Banker Wardley then receives offers and presents them to the seller. Once an offer is chosen, it is submitted to the bank for approval. The entire process takes 60-120 days on average and could save the homeowner from Las Vegas foreclosure (Terms should be discussed with the seller’s attorney, accountants, credit advisors and any other professionals outside of the general real estate field).
Coldwell Banker Wardley encourages its licensed agents and brokers to undergo Short Sale Training and classes and stay up to date on bank requirements and policies. In addition to the licensed agents, Coldwell Banker Wardley provides full time transaction coordinators to help in the short sale process. Coldwell Banker Wardley is very successful in marketing & selling Las Vegas, North Las Vegas, and Henderson Short Sales and helps home sellers valley wide. They hold a high standard for the agents, and practice professionalism, honesty, and ethical practices at all times. Unethical practices or the “encouragement” to enforce a short sale are not tolerated by Wardley. A true hardship is required or the Short Sale is not accepted.
Coldwell Banker Wardley, with offices in both Green Valley and Summerlin, has agents specializing in Las Vegas Real Estate, Henderson Real Estate, North Las Vegas Real Estate, Short Sales (Pre Foreclosures) and Las Vegas Foreclosures. A home seller needing a Las Vegas Short sale can contact an agent directly, or contact Lori Wekerle (director of agent leads) to find a short sale specialist in their area.
Your Dental Insurance Benefits Are Yours To Use And If You Don't Initiate Treatment Of Your Dental Issues Before The End Of The Year You Can Lose Out On Being Able To Use Your Insurance For 2009 TOwards Your Dental Treatment.
If You Start Your Dental Treatment Before The End Of The Year Most People With Dental Insurance Can Use The 2009 Dental Benefits They Are Entitled To Then Starting In January They Can Use The 2010 Dental Benfits They Are Entitled To Making Taking Care of their Dental Issues Much More Affordable To Them.
Our Centrally Located Las Vegas Private Dental Practice Will Be Happy To Make You An Appointment For A Dental Consultation With No Cost To You For The Exam And Consultation.
After We Will Present You With AN Assessment Of Your Dental Needs And Treatment Options And Also Can Present FInancing Options That May Interest You.
Our Office Staff Can Verify Your Insurance Coverage For You And Help You Make An Easy Start Towards The Dental Care That Can Help You Maintain The Healthy Smile You And Your Family Want And Need.
Our Dental Office Also Has An Option That Can Save You 50% Off Any Dental Treatment Not Covered By Insurance Which Can Make Addressing Your Dental Needs More Affordable than Ever.
Please Respond With Contact Information For Our Staff TO Call You To Schedule Your Free Dental Consultation While There Is Still Time For Using Your 2009 Dental Benefits.
Residential servicers using the Obama administration's loan modification program are ramping up to modify 25,000 to 30,000 a week, but it will not be enough to keep pace with rising foreclosures, according to the Congressional Oversight Panel, which watches over the Troubled Asset Relief Program.
The oversight panel also warns that HAMP is not designed to address defaults associated with negative equity and the coming wave of resets on interest-only and payment-option mortgages. The authors note that negative equity has become a drag on self cure rates.
Historically, "nearly half of all prime defaults would cure on their own," but now it is only 6.6%. The COP also cites research showing that 77% of payment option ARMs are underwater and 25% are seriously delinquent or in foreclosure. "It increasingly appears that HAMP is targeted at the housing crisis that existed six months ago, rather than as it exists right now," the report says.
The Interest Only and Pay Option Arms resets will last through 2012.
_______________________
Mortgage Loan Compliance® | A Forensic Loan Audit Company
Get The Facts on Your Loan and Protect Your Rights! – $59 Rapid Report Forensic Audits and $295 Certified Forensic Compliance Audits
Our practice was awarded the MOST CONTEMPORARY PROFESSIONAL DESTINATION in 2008. We're happy to bring you in and give you a tour of our facility AT NO CHARGE. While you are here, we'll treat you to a professional consultation which will provide a road map for your success.
In defending the egregious and draconian effort to muzzle their dissenters, Baucus barked: "does the first amendment include lies?" But who's doing the lying?
According to the New York Post, Baucus' ObamaCare 6.0 plan does indeed call for funds to be cut "from Medicare Advantage - a program that offers more choice than traditional Medicare - to help pay for the overall ObamaCare tab."
And former Speaker of the House Newt Gingrich told Fox News' Greta Van Susteren "that Medicare Advantage senior citizens would lose over 50 percent of their added value on Medicare under the Baucus plan."
Here's what happened: Humana sent a letter to seniors, which read: "[I]f the proposed funding cut levels [in the current health care legislation] become law, millions of seniors and disabled individuals could lose many of the important benefits and services that make Medicare Advantage health plans so valuable."
Baucus and the Obama Administration cried foul and the HHS Centers for Medicare and Medicaid threatened to launch an "investigation" and demanded Humana cease from communicating the truth to their clients about ObamaCare.
"As we continue our research into this issue, we are instructing you to immediately discontinue all such mailings to beneficiaries and to remove any related materials directed to Medicare enrollees from your Web sites."
In other words, Baucus and the Obama Administration are so desperate to pass their government takeover of health care that they've resorted to silencing the truth-tellers through gag orders and intimidation.
Don't these egregious slaps at the First Amendment simply illustrate why it is fruitless for Republicans to continue their so-called negotiations over ObamaCare?
Don't they give us another pressing reason to demand that they scrap ObamaCare totally?
--------------------------------------------------------------------------------
Use the hyperlink below to send your urgent Blast Fax messages to each and every Republican Member of the United States Senate - or alternately to President Barack Obama and each and every member of the House and Senate.
Tell them once and for all to stop negotiations... no deals... no fixes... no compromises... no amendments. Tell them that giving the American people the courtesy of reading bills before Congress votes on them, while required, is not enough when it comes to ObamaCare. Tell them that you want ObamaCare gone... finished... kaput.
Tell them to scrap ObamaCare in total and start over again from the drawing board with some real health care reforms that include less government regulation and increased competition across state lines... measures that will make health care coverage more affordable and more accessible to Americans.
A Sweetheart Back-Room Deal For Harry Reid....
As if the mighty power of Big Government to silence its critics weren't enough, we learned of even more ObamaCare shenanigans this week.
According to news reports, Senate Majority Leader Harry Reid cut a sweetheart deal whereby you and your fellow taxpayers get to foot the cost of ObamaCare for the folks in his fair State of Nevada.
Strange isn't it... how Reid is forcing the rest of us to foot the bill for something that's supposed to be "paid for?"
According to the National Center for Policy Analysis: "The Senate majority leader, Harry Reid of Nevada, has secured a special deal protecting his state against the costs of expanding Medicaid under one of the major health care bills moving through Congress."
At least we now know why Barack Obama and liberals in Congress don't want to give the American people time to see what's in this Obamanation we call ObamaCare... why many of them don't want to bother to even read it.
Enough is enough. We don't really need to demand that Congress give the American people time to read the bill. That's pointless.
We already know enough. We need to tell them yet again, until they finally get the message, that the American people want ObamaCare gone... kaput... off the table... no deals... no fixes... no compromises... no amendments.
