$2,000 / 3br - 2000ft2 - It is possible.. (Las Vegas/Henderson)

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3BR / 2.5Ba 2000ft2
rent period: monthly
w/d hookups
attached garage
Do you think it’s not possible to buy a home in today’s market? Do the current interest rates keep you from even trying to purchase? I’d like to pass on a good strategy during this market.

Buying a home in this market can be daunting. Pre-owned homes are still in somewhat short supply. Why? People don’t want to sell their home unless they have to. They all have low
3-4% mortgages and if they sell and buy again, their rate will likely double!

So where does that leave you? The best option right now is to look at buying a new home. Why? A couple reasons. First of all, there are over 300 new home communities in the Las Vegas valley. From Townhomes to Single family homes and condos, there are a lot of choices. Since there is a lot of inventory, builders are more willing to offer discounts, upgrades and mortgage rate buy downs.

It’s the rate buydowns that will help you the most by reducing your monthly payment and making it easier to get approved for your loan.

Also there are plans available to help with the down payment! Of course, there are limitations and the down payment plan is income rated.

What I’m trying to tell you is that if you have credit above 600, make $90K+ family income and don’t have a lot of credit debt like cars, credit cards etc, you may be able to obtain down payment assistance. If you have much credit debt, your income may need to be higher.

A good option for first time homebuyers is to look at a town home rather than a single family home. It stops the bleeding (so to speak) of renting and allows to to grow equity that will help you with your taxes and net worth.

The point of this post is this. You can buy a home in todays market. You can have lower interest rates to make it more affordable. You can have down payment assistance if you qualify for it and if it’s the best option for you.

I actively work with all the builders in the Las Vegas area and I’m quite familiar with their programs and options. Btw, using my knowledge and services doesn’t cost you anything. Should you end up buying a home, the builder will pay me a fee. I’m here to help you, if possible.

Reach out to me and let’s see if there’s a chance to give you a new address…for the new year!

Gary Allen
URG Realty
show contact info
PLEASE text me first. I am likely on the phone, driving or with a client helping them to find their home.
PLEASE note: The above home is just random pictures. This home does not exist.

post id: 7717139333



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